Out Of Reach?

Comfortable Retirement Out Of Reach For Most Over 61% of Europeans believe they don’t have enough money to retire! Talking about the Pensions gap and pushing people to save more seem to have had little impact after a study by global financial services firm ING found...

Percentages

The Right Percentage of Income to Save Each Month How much money should you save every month? There are many ways to answer this question. The short answer is that you should save a minimum of 20% of your income. At least 12% to 15% of that should go towards your...

Investing Rule of Thumb

Multiply Your Money With This Simple Rule of Thumb Some of the most important maths skills you need, it turns out, are the basic ones you learned in before you were 10 years old. Simple double-digit multiplication and division can help you triple your money...

Marriage Advice

Financial Advice Married Couples May Not Want To Hear It is nothing new that disagreements over finances are one of the main reasons couples end up in divorce court. Financial advice is readily available, but married couples are still fighting over money. Why? For a...

50/30/20 plan

The 50/30/20 Rule Of Thumb For Budgeting You’ve reviewed your spending and created a budget, and now you know exactly how much you spend on your home, your car, discretionary spending, and how much you divert to your Pensions for retirement. That’s all...

8 Headaches

8 Headaches to Avoid When Preparing for a Happy Retirement Ah, retirement! It’s a wonderful time. Except when it isn’t. As with most everything in life, there is a downside to retirement – challenges and irritations that can really take the shine off this phase...

Bad Habits

7 Habits Of Perpetually Broke People There are habits that the perpetually broke people share. The way you handle your money on a daily basis is a big factor in how successful you are in building wealth. If you are careful and budget, you can build real wealth....

YouGov Survey

Expats In The UAE Not Saving Enough For Retirement Most expats in the UAE have no realistic plans for securing a comfortable lifestyle when they retire, according to a survey by Friends Provident International and YouGov. According to the survey, less than...

Nominal Income

What Does Nominal Income Mean in Retirement Planning? If you’re planning for retirement, you need to know if you will have enough money to maintain your lifestyle and cover your necessary health care expenses as long as you shall live. That’s where nominal income...

UK Mortgages

Mortgage Prisoners In The UK The Financial Conduct Authority (FCA) in the UK is growing more concerned about so-called “mortgage prisoners”. These are individuals who took out mortgages prior to the new affordability calculations and due to the change in regulations...