his Independent Financial Adviser asksA�everyone toA�look at the attached, and then tell me they wouldn’t need a lump of money to help with such a lifestyle changea��a��a��

Contact me for Critical Illness Benefit Insurance!




Protect against the financial pain of cancer

Cancer is something we all worry about. But while preventing the illness might not be possible, therea��s no reason you cana��t prevent the devastating impact the disease can have on your money – on top of everything else. Cancer is one of the UKa��s biggest fears. And with good reason: Nearly half of Britons are expected to have experienced the disease by 2020, according to Macmillan Cancer Support. Alongside the trauma of dealing with a life-threatening illness, four in five diagnosed will find money becomes a worry as a direct result of the disease. On average people with cancer are A?570 a month worse off and many turn to borrowing to meet expenses, found Macmillan.

This is often the result of not being able to work; one in three has income reduced by an average A?860 a month from cancer at the same time as experiencing increased costs, such as regular trips to medical appointments. The cost of day-to-day living can dramatically increase after a cancer diagnosis. More than half (54%) of people living with cancer experience higher day-to-day living costs, such as heating the home or paying for domestic help around the home or garden. This, on average, adds up to an extra A?63 a month for those affected. Many people also choose private medical treatment, which doesna��t come cheap.

If youa��re worried that cancer could affect you, there are a number of different ways to protect against the different costs, depending on your financial situation. a�?Many people think that if they get a serious illness, including cancer, theya��ll be looked after by their employers or the Government. But for most thata��s simply not the case, which is why ita��s important to have protection in place,a�? insurance expert Greg Pogonowski tells his Clients.

a�?At such a stressful time, money is the last thing anyone wants to worry about. Insurers are upping their game and cover for cancer is now much better than it used to be a�� as long as you get the right policy. For anyone unsure of what they need, an Independent Financial Adviser can help point out the different options.a�?

Herea��s what you need to know:

Lump sum payout

Most Insurance policies, known as Critical Illness Benefit Cover, will pay out a tax-free lump sum if you are diagnosed with cancer or other listed illnesses, including heart attack and stroke.
Ita��s usually a case of the higher the payout, the higher the premium. The money can be put toward what you choose, whether thata��s private health bills or to substitute lost income. Three-quarters of Clients expect cover pay out in the early stages of cancers, according to a leading Insurance Company.