How many years of National Insurance do you need for the new flat rate state pension and can you buy extra credits?

If you will reach UK state pension age in a few years but are worried that you will not have paid enough National Insurance contributions to qualify for all of the new state pension from April 2016, and want to know how many years of work do you need to be eligible for the new single-tier state pension, and can you buy extra credits; help is at hand.
We have already seen big changes to pensions this year with new freedoms allowing retirees to access their pot to spend as they wish, subject to the relevant taxes. But there is another change coming next April with the introduction of the single-tier state pension, which aims to simplify government support for those retiring. An individual’s state pension is based on their National Insurance record. The idea is that you have worked for a set amount of years, paid tax and have thus built up an entitlement in the form of a state pension.
Under the current system the all-important figure is 30 years of qualifying National Insurance contributions (NICs). That gets you the full basic state pension of A?115.95 per week. That will rise with the new flat rate regime to 35, which will get you the new pension of no less than A?151.25. This means you need to have had 35 years of working and paying, to get the flat rate pension from April 2016.
Both allow you to purchase extra credits if you don’t have enough working years to ensure you get the maximum amount you are entitled to. If you want me to outline the old and new systems and let you how you can boost your state pension, please contact me on

Have you made enough National Insurance contributions to get the maximum State Pension WEF April 2016?